.flow-chart{margin-bottom:50px;background:#fff}
.starting-points{display:grid;grid-template-columns:1fr 1fr;gap:22px}
.starting-points article{padding:27px;border:1px solid var(--line);border-radius:20px;background:#fff;box-shadow:0 10px 24px #2f1f4608}
.starting-points strong{display:block;font-size:1.2rem;margin-bottom:7px}
.starting-points span{color:var(--muted)}
.flow-merge{position:relative;height:62px;margin:0 12%;color:var(--plum);font-size:1.45rem;font-weight:900}
.flow-merge svg{position:absolute;inset:0;width:100%;height:100%;overflow:visible}
.flow-merge path{fill:none;stroke:var(--coral);stroke-width:1.5;vector-effect:non-scaling-stroke}
.flow-merge span{position:absolute;z-index:1;bottom:0;left:50%;display:grid;width:34px;height:34px;place-items:center;transform:translateX(-50%);border-radius:50%;background:var(--coral);color:var(--ink);line-height:1}
.journey-heading{margin-bottom:30px}
.journey-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px;max-width:1050px;margin:0;padding:0;list-style:none}
.journey-step{display:flex;gap:17px;align-items:flex-start;padding:25px;border:1px solid var(--line);border-radius:20px;background:#fff}
.journey-step .step-number{width:42px;height:42px;flex:none;font-size:.95rem}
.journey-step h2{margin:2px 0 8px;font-size:1.2rem;line-height:1.2}
.journey-step p{margin:0;color:var(--muted);font-size:.95rem}
.journey-step p+p{margin-top:11px}
.journey-step a{color:var(--plum);font-weight:750;text-decoration:underline;text-underline-offset:3px}
.income-step,.reporting-step{grid-column:1 / -1}
.income-step>div,.reporting-step>div{max-width:830px}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.trust-grid article{padding:22px;border:1px solid var(--line);border-radius:18px;background:#fff}
.trust-grid strong{display:block;margin-bottom:7px;font-size:1.04rem}
.trust-grid span{display:block;color:var(--muted);font-size:.92rem}
.exit-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px;align-items:stretch}
.exit-card{display:flex;flex-direction:column;padding:30px;border:1px solid var(--line);border-radius:22px;background:#fff}
.exit-kicker{margin-bottom:12px;color:var(--plum);font-size:.74rem;font-weight:850;letter-spacing:.08em;text-transform:uppercase}
.exit-card h2{margin:0 0 12px;font-size:1.6rem;line-height:1.12;letter-spacing:-.03em}
.exit-card h3{margin:25px 0 7px;font-size:1.05rem}
.exit-card p{margin:0;color:var(--muted)}
.exit-card p+p{margin-top:12px}
.exit-example{margin:23px 0;padding:17px 18px;border-left:4px solid var(--coral);border-radius:0 12px 12px 0;background:var(--mist)}
.exit-example p{margin-top:5px}
.exit-summary{margin-top:auto!important;padding-top:23px;border-top:1px solid var(--line);color:var(--ink)!important;font-weight:700}
.return-note{margin-top:24px}
.payment-note{max-width:900px;margin:auto;padding:24px 26px;border-left:4px solid var(--coral);border-radius:0 16px 16px 0;background:var(--gold)}
.payment-note p{margin:7px 0 0;color:var(--muted)}
@media(max-width:800px){.journey-grid,.exit-grid{grid-template-columns:1fr}.trust-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.starting-points,.journey-grid,.trust-grid{grid-template-columns:1fr}.flow-merge{height:54px;margin:0 auto;width:34px}.flow-merge svg{display:none}.flow-merge:before{content:"";position:absolute;top:0;left:50%;height:35px;border-left:2px solid var(--coral)}.flow-merge span{bottom:0}.flow-chart{margin-bottom:38px}.journey-step{padding:21px 18px;gap:13px}.exit-card{padding:24px 20px}}